Subaru Finance FAQs

Whether you're looking to finance or lease a new or pre-owned Subaru, our expert finance team is here to assist you every step of the way. We offer easy pre-approval, competitive specials, and top-dollar trade-ins. Explore our finance options and take advantage of the benefits we offer.

Q: Can I get pre-approved for financing online?

A: Yes, you can easily get pre-approved through our online application form. This convenient process allows you to find out your financing options from the comfort of your home.

Q: What is the difference between buying and leasing?

A: When you buy a Subaru, you are financing the total cost of the vehicle with the goal of full ownership. Leasing, on the other hand, allows you to drive a vehicle for a set term, with lower monthly payments, but you return the vehicle at the end of the lease unless you choose to purchase it.

Q: What are my lease return options?

A: When your Subaru lease ends, you have three options: return the vehicle, purchase it at its residual value, or trade it in for a new lease on a different Subaru model. Our finance experts will help you explore the best choice based on your needs.

Q: What vehicle protection options do you offer?

A: We offer a range of protection plans to keep your Subaru in optimal condition. These include extended warranties, GAP insurance, tire and wheel protection, and more. Speak with our finance team to find the right plan for your vehicle.

Q: What specials do you offer on financing?

A: We regularly update our financing specials to offer you the best deals. From low APR financing to limited-time rebates and incentives, check our website or contact our team to learn more about our current offers.

Q: How can I find out how much my trade-in is worth?

A: You can use our online trade-in tool to get an estimate of your current vehicle's value. Simply input your vehicle information, and we’ll give you a competitive offer for your trade-in.

Q: What information do I need to apply for a loan?

A: To apply for a loan, you'll need personal information such as your ID, proof of income, employment details, credit history, and any other relevant financial documents. Our finance team will guide you through the entire process to ensure it's as smooth as possible.

Q: What determines if I am a qualified buyer?

A: Several factors go into determining your qualification for a loan, including your credit score, income, employment history, and debt-to-income ratio. We work with multiple lenders to find the best option that fits your financial situation.

Q: What are my financing options for a used Subaru?

A: We offer flexible financing solutions for both new and certified pre-owned Subaru vehicles. Our finance team can help you explore loan terms and conditions that suit your budget and lifestyle.

Q: How does Dean Team Subaru help customers with less-than-perfect credit?

A: Even if your credit score isn’t ideal, our finance experts work with a wide range of lenders to secure financing that fits your situation. We aim to provide options for all credit levels and will work diligently to get you behind the wheel of a Subaru.