Finance

Finance Your Vehicle and Protect Your Investment

Welcome to the Automotive Finance and Insurance Center (also referred to as the 'Business Center') at Dean Team Subaru in the St. Louis, MO area.

The Business Center serves two primary roles:

  • Help customers apply for a loan or a lease.
  • Offer products that act as insurance or help protect the value of a newly purchased vehicle.

Our professional and experienced business managers are here to help you find a payment plan or method that fits your budget on the vehicle that matches your driving needs. Not sure if you should buy or lease your next Subaru? Our team is here to help in Ballwin, MO.

Our Finance Managers Richard Martin and Jason Moore are here to help with your finance needs.

Finance Your Subaru

Our professional financing department works hard and is committed to helping you secure a car loan in the St. Louis, MO area. All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it.

Dean Team Subaru has strong relationships with many different lenders in the area including local banks and local credit unions in addition to larger national lending companies. All of our lenders are ready to review your credit application for on-the-spot delivery of your new or used car, truck or SUV. There are many different programs and more options available to you than ever before, so let the Dean Team Subaru finance department help you decide which is best for YOU!

Looking for loan approval before you begin shopping for your next Subaru? You can apply online right now using our online finance application. You can also call us at (636) 227-0100, or stop by our Subaru dealership at 15121 Manchester Rd. Ballwin, MO 63011 to speak to a member financing department today!

Richard Martin

Richard Martin

Dean Team Subaru in Ballwin MO

Jason Moore

Should You Buy or Lease Your Next Subaru?

If you're in the market for a new vehicle, have you considered which financing options are best suited for your budget? Here at Dean Team Subaru, our financing department highlights two major options that are most popular near St. Louis - Buying and Leasing. To help you determine which is best for you, let's compare the pros and cons of each.

Benefits of Buying

  • Buying gets you eventual ownership
  • Freedom to customize your vehicle
  • Drive unrestricted by mileage
  • Ability to sell after loan is paid off
  • Original manufacturer warranty coverage
  • Pay more upfront but less overtime

Benefits of Leasing

  • More affordable monthly payments
  • Less of a commitment than buying
  • Drive a newer car every few years for less
  • Take advantage of the latest automotive tech
  • Complimentary maintenance coverage
  • Ease of trade-in at the end of your lease

How to Buy a Car Online

Instead of visiting us in person at Dean Team Subaru, we recommend clicking to explore our virtual Subaru inventory from your home in Ballwin, MO. This gives you the confidence and comfort of shopping from home, which helps alleviate the unavoidable stresses of auto-financing. But to help refine the process and make it more engaging for online shoppers, Dean Team Subaru is committed to helping you buy your next car online in just five easy steps:

  1. Click to explore our new/used inventory online
  2. Schedule a test drive of your favorite Subaru models
  3. Determine your auto-financing options
  4. Finalize paperwork and value any trade-ins
  5. Schedule vehicle pickup or delivery

Protecting Your Subaru & Your Investment

Warranty and Added Security

Learn about coverage options available to you, such as Subaru Limited Warranty and extended service programs. Subaru Limited Warranty is provided to each buyer by Subaru at no additional charge. Extended service agreements are between you and the provider, who promises to pay for specified repairs of mechanical failures during the contract term. Both are designed for more peace of mind on the road.

We Recommend the Following Products to Help Protect Your Investment

  • Added Security: Gold Plus or Classic
  • Gap Insurance
  • PermaPlate
  • Planned Maintenance
  • Tire & Wheel Protection
  • Optimum Vehicle Protection (OVP)

Take Advantage of Current Subaru Specials for St. Louis Area Drivers

As you sift through our selection of new, used, and certified pre-owned Subaru models, the experts at Dean Team Subaru encourage shoppers to take advantage of our current new and used car specials! Learn how you can save on popular new Subaru models - like the Ascent, Crosstrek, and Outback - by reaping the benefits of our current specials. Click to explore our new and used vehicle promotions online and check out some of our new featured vehicles for sale, including the Subaru WRX. Also be sure to check out our trade up advantage program to continue to get the latest Subaru around. Our finance team at Dean Team Subaru looks forward to assisting you with your next vehicle purchase or lease in Ballwin, MO soon.

Contact Our St. Louis Subaru Dealership

Please call or contact us at Dean Team Subaru to learn more about auto-financing and how to shop for your next car online. Whether you decide to join us in person or visit our dealership virtually from the comfort of your home in Belleville, IL, we look forward to meeting your acquaintance. Kickstart your journey for reliable and affordable financing here at Dean Team Subaru and work with our financing department to compare the benefits of buying vs. leasing. We look forward to meeting you and helping you buy your next car online!

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